Posts Tagged ‘Insights’
Robert Den Tandt
Chadwicks is one of the most efficient and effective companies I have dealt with over the years. They are highly professional and every interaction left me a satisfied customer. Initially Chadwicks assisted me to get the best cover at the best premium and to date no one could match it. The claims processes is always seamless and efficiently…
Read MoreShirley Mast
We have been using Chadwicks for our business and personal short term insurance for many years and hope to continue for many more. Tim and his team offer exceptional service, expertise and care in all they do. On the occasions we have had to claim the team take a personal interest in the process ensuring that we…
Read MoreCraig Solomon
Excellent, efficient service and advice. Shopped around for cheaper premiums with the same level of cover and processed various claims with prompt payment times. Have never been let down. Always available to assist with queries and constant reviewing of policies. Chadwicks is a fantastic broker. I have been under their wings for almost 15 years and…
Read MoreJustin Fenn
We are pleased to say that we have had the best broker serving us, since 2013. You often hear companies advertising great service and are disappointed. Not with Chadwicks, they do what they say – they consistently deliver excellent service, expert insurance advice and you get a clear sense that all their staff really care about their clients. …
Read MoreSue Torr
The entire Chadwicks team is professional, highly knowledgeable and 100% on the ball. Their response time is absolutely amazing, and they keep us updated at every single stage of the claims process. We hold our personal and business insurance through Chadwicks and we are absolutely confident in their expertise. Our house was burgled a few years ago and we…
Read MoreSteward Matlala
We have been clients of Chadwicks since 2005 and they have helped us with short-term insurance and comprehensive cover for our various businesses, properties, assets, our Farm and personal insurance over the years. We found them to be an ethical company, that takes pride in what they do. When dealing with the team from Chadwicks they ensure that they…
Read MoreStrict Product Liability on the cards
The new Consumer Protection Bill, which has now been enacted, will have far reaching consequences for South African business in that Section 68 imposes Strict Liability on producers, distributors or suppliers to supply or manufacture goods free of defect. The Bill establishes fundamental consumer rights to “fair value, good quality and safety” which in effect precludes the producer,…
Read MoreLate Claim Notification may mean “No Claim”
All short term insurance policies contain a clause detailing the procedure when submitting claims. In general terms this clause compels you, the Insured, to give your insurers notice, as soon as reasonably possible, of any event which may give rise to a claim. But the claim may never materialise…? In our experience a frequent reason…
Read MorePersonal Insurance: A Quick Checklist
Have you paid your premium? Are you underinsured? Is your car sum insured correct? Are all your portable assets correctly insured? What are the security requirements of your policy? Have you disclosed all material facts? Are you are aware of the policy exclusions? Remember, your policy is a contract. Have you read it and understood…
Read MoreRisk implications of the new Road Accident Fund
The trigger for the cover is an accident (as opposed to illness) and the compensation is based on the sum insured you select on Death, Permanent Disability, Temporary Disability, and Medical Expenses. Medicals are not required and age acceptance limits generally commence at age 15 and expire at age 70. The new Road Accident Fund…
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