When the Guest Steals the Keys And Everything Else

In South Africa’s growing short term rental market, many property owners are discovering that letting out their property comes with hard lessons. The Davidson case, recently reported on in News24, is one of those lessons—costly, painful and entirely avoidable with the right insurance and risk structure.   The Davidson Disaster: A Flat Stripped, A Dream…

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Private Clients Should Have Exclusive Personal Insurance Cover

When your combined personal property value exceeds R4 million, a Standard Insurance policy may leave significant gaps in your insurance protection.   Understanding the distinction between cover types is essential for safeguarding your valuable assets.   All Risks vs Insured Events Standard insurance policies typically operate on an “Insured Events” or “Insured Perils” basis, covering only…

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