Archive for December 2025
The unexpected guest at the Koekemoer braai
At a Franschhoek braai, a risk advisor explains why a friend is R2 million out of pocket after a rockslide: his standard policy only covered the events it listed and falling rocks were not one of them. Once assets pass roughly R4 million, an All Risks policy covers accidental loss unless it is specifically excluded.…
Read MoreCyber Insurance – South Africa’s next big scam: APP fraud
You cannot ‘move fast’ with money in 2025.
Read MoreThe Inconvenient Truth of the Flying Laptop
A passenger’s laptop slipped through a cabin panel into the cargo hold and forced a United flight to turn back. Airlines carry strict liability for injury, death and baggage but almost never for your losses from a delay and they can recover costs from a negligent passenger. Most personal liability policies exclude aviation, so frequent…
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