Specialised
You Have Been Stormed
This article was written by Tim Chadwick and published by ITWeb, Lifestyle & Tech and AI Impact on 21 April 2026 Waiting #Specialized #BusinessCyber #RiskManagement #CutRiskNotCorners Everyone at some point clicks something they should not have. An email link without thinking. Or, in a rush, you click a web or domain address before…
Read MoreYou Have A Fuel Problem.
#Business #Engineering #RiskManagement This article was written by Tim Chadwick and published by MoneyMarketing on 30 March 2026 Somewhere Near Dubai The Strait of Hormuz, until recently, occupied the same mental real estate for most South Africans as your IT guys 2 hour sermon on cloud migration versus on premise storage. It was a background hum. An annoying…
Read MoreIt Won’t Happen To Me
#Cyber #SpecialisedInsurance #BusinessInsurance #RiskManagement This article was written by Tim Chadwick and published by News24 on 15 March 2026 Beware the Ides of March Enter character one. Marcus Johanus Brutus, a South African businessman. Sharp pin striped suit. Rolex watch. Corner office overlooking the N1. He has called an urgent partners meeting for March the 15th. He…
Read MoreThe Silent Debit Order Heist
#Personal #Business #Specialised This article was written by Tim Chadwick and published by News24 on 10 February 2026 It starts, as these things invariably do, on a perfectly innocuous Tuesday. The coffee is hot, the cat is judging me from the sofa and the world seems, temporarily, at least, to be behaving itself. Then, you make the…
Read MoreCan you insure against a systemic internet collapse?
This article was written by Tim Chadwick and an abridged version was published by News24 on 17 January 2026. The Day The World Went Quiet #cyberinsurance #riskmanagement The Blinking Lights Pieter van der Merwe, the IT guy at YeboYes, watched the router light blink. Off. On. Off again. It had been doing this for eleven…
Read MoreSouth Africa’s next big scam: APP fraud
#PersonalCyber #BusinessCyber #RiskManagement This article was written by Tim Chadwick and published by Currency News on 26 November 2025 Real-time payments have supercharged South Africa’s fraud risk – and most businesses don’t have the proper internal procedures to protect themselves. Here’s how. We made payments fast. Fraudsters said thank you. South Africa is racing…
Read MoreThe Maersk Route closure isn’t the core issue. Insurance gaps might be.
#MarineCargo #GoodsInTransit This article was written by Tim Chadwick and published by Money Marketing on 29 October 2025 If the Maersk AMEX route closure on 01 October has caught you off guard, it is worth pausing to reflect on the broader logistics risk landscape. The immediate challenges of longer transit times and higher freight costs are…
Read MoreMarine Cargo Insurance: Truths and Myths
#MarineCargo #SpecialisedInsurance Marine cargo insurance is not a formality. It is a technical contract that decides whether you recover millions after a loss, or nothing at all. Yet many businesses in SA who depend on international asset transit misunderstand what is covered, when cover stops and why claims fail. Here are some of the…
Read MoreOne Product Three Unexpected Claims
“Hair-Story” The National Consumer Commission (NCC) released an official alert in June 2024, advising consumers to stop using the affected 50 ml neutralizing shampoo sachets from Dark and Lovely Moisture Plus and Anti‑Breakage kits and return them for a full refund. According to sources they were not dangerous for most users, but could cause scalp infections…
Read MoreWhen Cranes Attack
Soon To Be Sorry Meet the fictional “soon to be sorry” Hennie van der Merwe, who is experiencing what the Germans call “Verschlimmbessern”, making something worse by trying to improve it. He has just signed away five years of his financial soul for a metallic blue BMW M3, complete with leather seats that whisper…
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