When ‘All Risks Insurance’ Fails: Lessons from a R800k Jewellery Theft

In a case just reported on News24, around R800,000 worth of jewellery was stolen from an overhead compartment during an international flight, revealing critical insights into personal responsibility, risk management and the nuanced world of insurance cover.   The Incident During a 2022 international flight, a South African woman made a fateful decision that would…

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Car Wash Incident: How a Simple Car Wash Cost R1.3 Million

The recent case of Caroline Woodley highlights the critical importance of understanding your insurance policy, particularly when leaving your vehicle or any other valuable asset, in the custody of service providers.   Whether for cleaning, repairs or storage, there are risks involved that policyholders must be aware of to avoid devastating financial consequences.   Caroline…

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Supply Chain Vulnerabilities: What South African Businesses Need to Know for 2025

South African companies face an increasingly challenging business environment when it comes to supply chains. Critical infrastructure is frequently cited as South Africa’s top business risk and for good reason. The threats are both unique to our local context and part of global trends. Load shedding interrupts production and compromises temperature sensitive goods. Port congestion…

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