Insights
Client Services Broker (Internal)
Client Services Broker (Internal) At Chadwicks, we know the business is nothing without truly committed employees. One of our ongoing aims is to ensure that the employee experience is top of mind in our decision making. Working at Chadwicks, is much more than just having a job. It is a career. We grow together, with…
Read MoreClaims (Non-Life)
Claims (Non-Life) At Chadwicks, we know the business is nothing without truly committed employees. One of our ongoing aims is to ensure that the employee experience is top of mind in our decision making. Working at Chadwicks, is much more than just having a job. It is a career. We grow together, with a clear…
Read MoreAdditional Power Installations & Insurance Implications
One of the hottest topics currently, is the creation of additional power through Solar PV (photovoltaic) or generator installations, due to high levels of load shedding. There are several legal and statutory regulations that govern these installations, which we believe you should be aware of: Any installation which affects the distribution board (DB board), must…
Read MoreRisk Alert: National Shutdown 20 March 2023
Forewarned is forearmed – it is always wise to be prepared for the worst. The planned national shutdown on 20 March 2023, the imminent strike of SAPU (SA Policing Unit) and the ongoing strike by Nehawu (National Education, Health and Allied Workers’ Unions) is a potential cocktail of destruction in the making. Various sources in…
Read MoreEmail Fraud Rampant
Intercepted email scams are increasing at an alarming rate in South Africa. How does an intercepted email scam happen? First, they gain unauthorized access to your email account, through spoofing, clicking unknown links etc. Then, they patiently monitor your email activities, waiting for the right moment to strike. The right moment is typically when you…
Read MoreDo You Rent Out Property?
Times are hard. On the face of it, renting out your property is an easy way to supplement your income. Insurance Complications However, renting out property has significant insurance complications, particularly with regard to personal insurance policies. Personal insurance policies, by their very nature, were designed to cover personal risk. They were not designed to…
Read MoreShort Term Premiums On The Rise
When? Insurance companies review their pricing, risks and products regularly. In terms of pricing, your insurance premium is likely to increase when you renew your policy yearly, regardless of insurer or whether you have had claims or not. Price increases, other than at renewal, occur when insurers are forced to take more drastic action based…
Read MoreAlarming Insurance Data – Types of Vehicles Hijacked/Stolen
Santam’s loss data over the last year or so has revealed that most Toyota’s, Nissan NP200’s and Lexus vehicles have been targeted by criminals. The enclosure lists the affected models in detail. This list is not set in stone, as VW Polo’s and other makes have also been targeted. We want to highlight this to…
Read MoreWater Crisis & Insurance
It is a widely held view, that in the main, the cause of the dire water situation in the Western Cape is a combination of manmade risks, namely, climate change, a sustained influx of people into the area and poor planning by local and national government. Of course, the effect of the drought and how…
Read MoreSmall Things Become Big Things
In a world where technology is constantly improving, the amount of electronics being produced and sold nowadays is astronomical. Most of us have moved away from just using our phones to make calls – these very powerful devices can, at the touch of the button, connect you to the “internet of things” – for most…
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