Insights
Supply Chain Vulnerabilities: What South African Businesses Need to Know for 2025
South African companies face an increasingly challenging business environment when it comes to supply chains. Critical infrastructure is frequently cited as South Africa’s top business risk and for good reason. The threats are both unique to our local context and part of global trends. Load shedding interrupts production and compromises temperature sensitive goods. Port congestion…
Read MoreThe Hidden Cost of “Quick and Easy” Insurance
In today’s fast paced AI world, we are bombarded with insurance advertisements promising quotes in under a minute or two, guaranteed claim payouts, littered with small fine print and those “subject to” asterisks. They also promise premium savings that seem too good to be true. Because often, they are. Some insurers in South Africa…
Read MoreLithium Fire: Your Firefighting Equipment Will Likely Fail
Lithium-ion batteries have become a cornerstone of modern energy storage, powering everything from solar systems and electric vehicles to home backup solutions and business operations. In South Africa, the widespread adoption of these batteries has been fueled by the need for reliable power during load shedding. Businesses use them to ensure uninterrupted operations and reduced…
Read MoreBefore You Buy – Vehicle Theft Risk Advisory
Vehicle theft and hijacking remain significant concerns, with certain models still being targeted by criminals. This advisory aims to serve as a risk update and to provide crucial information on high risk vehicles, safety measures and insurance implications. High-Risk Vehicle Models Based on insurers’ loss data over a sustained period, several vehicles are frequently targeted…
Read MoreWildfire Season
The summer season brings with it not just soaring temperatures but also heightened fire risks, particularly for those living near mountains, open areas and regions with dry vegetation in the Western Cape. Understanding Wildfire Risks Nature and human activity sometimes combine to create perfect conditions for devastating fires. While high temperatures and strong winds set…
Read MoreExpress Kidnapping, A Growing Threat in SA
A disturbing new crime trend has emerged in South Africa, where victims are being kidnapped and forced to make transfers from their banking apps under duress. This alarming development, known as “banking app kidnappings” or “express kidnappings,” is on the rise and poses a significant threat to individuals and businesses alike. This article aims to…
Read MoreRisk Beyond RSA Borders
The evolving situation in Mozambique highlights a broader conversation surrounding cross border risks, including travel, liability and asset insurance. South Africa’s Department of International Relations and Cooperation has issued a travel advisory encouraging South Africans to postpone non essential visits to the country until further notice. While this prompts today’s message, these principles apply whenever…
Read MoreSASRIA Cover Explained
SASRIA Cover Explained As we move towards elections and the increased risk of riots and strikes, it is an opportune time for you to review your SASRIA or effect SASRIA cover. SASRIA cover is designed to cover events like riots and strikes (which are excluded from standard insurance policies), leaving you significantly financially exposed…
Read MoreClient Services Broker (Internal)
Client Services Broker (Internal) At Chadwicks, we know the business is nothing without truly committed employees. One of our ongoing aims is to ensure that the employee experience is top of mind in our decision making. Working at Chadwicks, is much more than just having a job. It is a career. We grow together, with…
Read MoreClaims (Non-Life)
Claims (Non-Life) At Chadwicks, we know the business is nothing without truly committed employees. One of our ongoing aims is to ensure that the employee experience is top of mind in our decision making. Working at Chadwicks, is much more than just having a job. It is a career. We grow together, with a clear…
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