High Net Worth

High net worth insurance is essentially standard insurance on a wider cover level. Chadwicks can offer high net worth clients an outstanding insurance product, backed by our extraordinary “fast, friendly and simple” approach to insurance. Try us - you won’t regret it.

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Chadwicks offer high quality private broker services, with an emphasis on personal attention and a discreet, confidential service. 

We are very deliberate in taking the time to understand your risk and, of course, to get to know you at the same time.

High net-worth clients typically have high end asset risks, such as, multiple properties, holiday homes, luxury contents, fine art, antiques and collectibles, luxury motor, cars, vintage cars, yachts and other watercraft. Chadwicks are experts in managing the insurance on these risks and have a full claims team to support you at loss stage.

Our select high net worth policies are designed for clients with a higher than average asset sums insured. Higher than average sums insured, also means cover and service  that should be higher than average, and it certainly is. For example, Accidental Damage asset cover usually comes as standard (often  referred to as All Risks Asset cover), resulting in wider coverage and a policy with less restrictions.

Standard personal insurance policies certainly can’t match the cover of a high net worth policy.

Our high networth insurance solutions usually include the following offerings:

  • Any option available on a standard personal insurance policy
  • Asset All Risks type cover
  • Excess Waivers
  • Extended 4×4 cover
  • Identity and Cyber Theft cover
  • A free valuation of your personal assets (subject to the cover being taken)
  • Agreed Value for certain motor vehicles
  • Concierge and lifestyle services
  • Average Waiver options
  • New Vehicle Replacement (depending on age of car and if a replacement is available)
  • Extended Legal Liability

Chadwicks specializes in high net worth insurance, please contact us should you need advice or a quote – we would be honoured to welcome and serve you, as one of our valued private clients.

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