When Cranes Attack

Soon To Be Sorry   Meet the fictional “soon to be sorry” Hennie van der Merwe, who is experiencing what the Germans call “Verschlimmbessern”, making something worse by trying to improve it. He has just signed away five years of his financial soul for a metallic blue BMW M3, complete with leather seats that whisper…

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What If…You Shatter A Priceless Chair On An Overseas Holiday?

Personal Liability, Be Careful Before Sitting On Priceless Chairs   Picture this. You are standing in an Italian museum, smartphone in hand, hunting for that perfect Instagram shot. The kind that makes your colleagues back in Constantia think you have got culture.   There is a crystal chair glittering under the gallery lights. Hundreds of…

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Insurance Gaps: When Ports Stop Moving

The sight of 79 vessels anchored outside Durban harbour in late November 2023 looked like a massive maritime traffic jam, akin to the N1 highway suddenly become a parking lot for ocean giants. Over 61,000 containers sat waiting in the Atlantic swells while equipment failures, maintenance backlogs and weather conspired to create one of South…

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Insurance Gaps Can Be Your Biggest Threat

In the early hours of 9 June 2025, a cold front collided with warm coastal air over the Eastern Cape and turned a routine winter storm into a disaster. Snow fell in the highlands while torrential sheets of rain hammered Mthatha and surrounding districts, swelling rivers faster than storm water drains could empty them. Within…

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R2m Lost to Phishing Email—Insured or Uninsured?

One click triggered a national system shutdown, exposing a major revenue loss and raising urgent questions about cyber cover and risk structure.   Real Event In January 2025, the South African Weather Service suffered a serious breach after staff responded to a phishing email.   The message triggered a wider cyberattack that encrypted SAWS systems…

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