Before The Flatbed.

#PersonalInsurance #Claims This article was written by Tim Chadwick and published by News24 on 29 March 2026   This is a true story. It has been all over the media. Mr Pierre Coetsee suffered a misfortune, circa October 2025. His 2023 Defender incinerated itself. Comprehensively. His second misfortune, in the reported version, was his insurers response. The courts and…

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It Won’t Happen To Me

#Cyber #SpecialisedInsurance #BusinessInsurance #RiskManagement This article was written by Tim Chadwick and published by News24 on 15 March 2026   Beware the Ides of March Enter character one. Marcus Johanus Brutus, a South African businessman. Sharp pin striped suit. Rolex watch. Corner office overlooking the N1. He has called an urgent partners meeting for March the 15th. He…

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A Black Cat. Friday the 13th And A Motor Claim

#personalinsurance #motorclaim #highnetworth #businessinsurance   This article was written by Tim Chadwick and published by News24 on 22 March 2026   Act One The bang, when it came, was exactly the sort that rearranges a Friday. And your weekend. I was on the M3, minding my business, on my way home from the salt mines on Friday afternoon.…

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Your Car is Smart. Your Thief is Smarter.

#PersonalInsurance This article was written by Tim Chadwick and published by News24 and IOL on 8 March 2026   Your Car is Smart. Your Thief is Smarter. My client Danie. I will not use his real name as he will recognise himself immediately. Anyway, Danie spent R14,000 on vehicle security last year. He has a Ghost immobiliser, a…

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