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The Inconvenient Truth of the Flying Laptop
#TravelPersonal #TravelSpecialised This article was written by Tim Chadwick and published by News24 on 30 November 2025 You may have missed this recent contribution to the annals of aviation absurdity. On 15 October 2025, a United Boeing 767 departed Washington Dulles for Italy. It was, by all accounts, a normal flight until roughly an hour in,…
Read MoreThe Maersk Route closure isn’t the core issue. Insurance gaps might be.
#MarineCargo #GoodsInTransit This article was written by Tim Chadwick and published by Money Marketing on 29 October 2025 If the Maersk AMEX route closure on 01 October has caught you off guard, it is worth pausing to reflect on the broader logistics risk landscape. The immediate challenges of longer transit times and higher freight costs are…
Read MoreTunnel Vision. Who Pays When The Road Is Closed?
#RiskManagement #GoodsInTransit #SupplyChain This article was written by Tim Chadwick and published by News24 on 27 October 2025 Earlier this month a bus caught fire inside Africa’s longest road tunnel, the Huguenot Tunnel. The flames were sorted out “chop chop”. The traffic, not so much. Like a braai without firelighters, everything smoked for…
Read MoreWhy Do Innocent Drivers Still Pay?
Third Party Motor Claims : Fair Payouts Often Need a Fight Being involved in a car accident when you don’t have comprehensive motor insurance can be devastating enough. However, many South African motorists are completely unprepared for the harsh reality of third party insurance claims and the principle of “blame apportionment” that can leave them…
Read MoreThe Hidden Cost of “Quick and Easy” Insurance
In today’s fast paced AI world, we are bombarded with insurance advertisements promising quotes in under a minute or two, guaranteed claim payouts, littered with small fine print and those “subject to” asterisks. They also promise premium savings that seem too good to be true. Because often, they are. Some insurers in South Africa…
Read MoreLithium Fire: Your Firefighting Equipment Will Likely Fail
Lithium-ion batteries have become a cornerstone of modern energy storage, powering everything from solar systems and electric vehicles to home backup solutions and business operations. In South Africa, the widespread adoption of these batteries has been fueled by the need for reliable power during load shedding. Businesses use them to ensure uninterrupted operations and reduced…
Read MoreBefore You Buy – Vehicle Theft Risk Advisory
Vehicle theft and hijacking remain significant concerns, with certain models still being targeted by criminals. This advisory aims to serve as a risk update and to provide crucial information on high risk vehicles, safety measures and insurance implications. High-Risk Vehicle Models Based on insurers’ loss data over a sustained period, several vehicles are frequently targeted…
Read MoreWildfire Season
The summer season brings with it not just soaring temperatures but also heightened fire risks, particularly for those living near mountains, open areas and regions with dry vegetation in the Western Cape. Understanding Wildfire Risks Nature and human activity sometimes combine to create perfect conditions for devastating fires. While high temperatures and strong winds set…
Read MoreExpress Kidnapping, A Growing Threat in SA
A disturbing new crime trend has emerged in South Africa, where victims are being kidnapped and forced to make transfers from their banking apps under duress. This alarming development, known as “banking app kidnappings” or “express kidnappings,” is on the rise and poses a significant threat to individuals and businesses alike. This article aims to…
Read MoreRisk Beyond RSA Borders
The evolving situation in Mozambique highlights a broader conversation surrounding cross border risks, including travel, liability and asset insurance. South Africa’s Department of International Relations and Cooperation has issued a travel advisory encouraging South Africans to postpone non essential visits to the country until further notice. While this prompts today’s message, these principles apply whenever…
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