Archive for February 2025
General Insurance – The Hidden Cost of “Quick and Easy” Insurance
Quotes in under a minute and promises of big savings often come with asterisks that only matter at claim time. An algorithm cannot assess your circumstances or explain exclusions and the cheapest premium rarely means proper protection. A qualified risk advisor explains the cover in plain language, recommends insurers known for fair claims and supports…
Read MoreBusiness Insurance – Lithium Fire: Your Firefighting Equipment Will Likely Fail
Lithium battery fires come from thermal runaway and standard water, foam, powder, CO2 extinguishers and fire blankets cannot reliably put them out. A Midrand business lost R35 million with no cover because its installation had no valid Certificate of Compliance and owners can also be liable when fire spreads next door. Use accredited installers, keep…
Read MoreMotor Insurance – Before You Buy: Vehicle Theft Risk Advisory
Insurer loss data shows Toyota models, Ford Rangers, VW Polos, Hyundai i20s and Nissan NP200s are frequent theft and hijacking targets. Owning one can mean compulsory tracking, sometimes two devices, plus higher premiums and excesses. Check the vehicle security requirements in your policy schedule and wording and speak to your advisor before you buy. Vehicle…
Read More