Posts Tagged ‘Insights’
Global Crisis Impacts Insurance Claims
The global economic meltdown has, in same way or another, had a negative impact on most South African companies. The implications on your insurance contract are far reaching given that the new replacement cost of plant and machinery has soared northwards due to severe currency fluctuations and increased import costs. The end result is that you are most probably significantly Underinsured if your…
Read MoreCyber Risks: The world we live in
We live in a world dominated by machines – machines, including those in the “cloud”, which can compute and store vast amounts of data. Our dependence on these machines for data and tasks has reached staggering levels, to the point that it is safe to say that a security breach in terms of data being…
Read MoreWater Crisis & Insurance
It is a widely held view, that in the main, the cause of the dire water situation in the Western Cape is a combination of manmade risks, namely, climate change, a sustained influx of people into the area and poor planning by local and national government. Of course, the effect of the drought and how…
Read MoreCPA Strict Liability
The new Consumer Protection Bill, which has now been enacted, will have far reaching consequences for South African business in that Section 68 imposes Strict Liability on producers, distributors or suppliers to supply or manufacture goods free of defect. The Bill establishes fundamental consumer rights to “fair value, good quality and safety” which in effect precludes the producer,…
Read MoreSmall Things Become Big Things
In a world where technology is constantly improving, the amount of electronics being produced and sold nowadays is astronomical. Most of us have moved away from just using our phones to make calls – these very powerful devices can, at the touch of the button, connect you to the “internet of things” – for most…
Read MoreCard License Renewal and Motor Insurance
Time flies. It was nine years ago that the new card licence system was introduced. Motorists are now in contravention of the law if they are not in possession of a valid card licence. Even more alarming is that motorists who failed to convert their old “ID” licences have no insurance cover as policies require…
Read MoreCould you survive a disaster?
It may surprise you to learn that over 40% of companies who suffer a serious fire loss never trade again, so how well prepared is your business to survive a similar disaster? All businesses operating from premises are susceptible to a disaster, which may be totally beyond your control. Your business could be affected by…
Read MoreCraig Brown
Its an honor to be associated with Chadwicks Risk & Insurance. Chadwicks have been our brokers for almost 20 years and have consistently provided us with their personalized service and expertise in their field to best ensure that the necessary risk cover in place to meet our tailored requirements at cost effective rates. We have…
Read MoreBronwyn Peregrino
Thank you for always going above and beyond and all your assistance over the years. Definitely a cut above the rest, on the ball, professional, an absolute pleasure to deal with. No problems when it came to us claiming every time. The restaurant was broken into and computers and various items stolen, we lost all…
Read MoreSophia Dewberry
I have been a client of Chadwicks for the last XXX years. and from the get go my experience has been beyond amazing! They are not only fast and efficient but I’ve always got the sense that I’m not “just another client”. Always clear in their communications and wonderfully friendly. The relationship is certainly not one of…
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