Posts Tagged ‘Insights’
You Have A Fuel Problem.
#Business #Engineering #RiskManagement This article was written by Tim Chadwick and published by MoneyMarketing on 30 March 2026 Somewhere Near Dubai The Strait of Hormuz, until recently, occupied the same mental real estate for most South Africans as your IT guys 2 hour sermon on cloud migration versus on premise storage. It was a background hum. An annoying…
Read MoreBefore The Flatbed.
#PersonalInsurance #Claims This article was written by Tim Chadwick and published by News24 on 29 March 2026 This is a true story. It has been all over the media. Mr Pierre Coetsee suffered a misfortune, circa October 2025. His 2023 Defender incinerated itself. Comprehensively. His second misfortune, in the reported version, was his insurers response. The courts and…
Read MoreIt Won’t Happen To Me
#Cyber #SpecialisedInsurance #BusinessInsurance #RiskManagement This article was written by Tim Chadwick and published by News24 on 15 March 2026 Beware the Ides of March Enter character one. Marcus Johanus Brutus, a South African businessman. Sharp pin striped suit. Rolex watch. Corner office overlooking the N1. He has called an urgent partners meeting for March the 15th. He…
Read MoreA Black Cat. Friday the 13th And A Motor Claim
#personalinsurance #motorclaim #highnetworth #businessinsurance This article was written by Tim Chadwick and published by News24 on 22 March 2026 Act One The bang, when it came, was exactly the sort that rearranges a Friday. And your weekend. I was on the M3, minding my business, on my way home from the salt mines on Friday afternoon.…
Read MoreYour Car is Smart. Your Thief is Smarter.
#PersonalInsurance This article was written by Tim Chadwick and published by News24 and IOL on 8 March 2026 Your Car is Smart. Your Thief is Smarter. My client Danie. I will not use his real name as he will recognise himself immediately. Anyway, Danie spent R14,000 on vehicle security last year. He has a Ghost immobiliser, a…
Read MoreThe Silent Debit Order Heist
#Personal #Business #Specialised This article was written by Tim Chadwick and published by News24 on 10 February 2026 It starts, as these things invariably do, on a perfectly innocuous Tuesday. The coffee is hot, the cat is judging me from the sofa and the world seems, temporarily, at least, to be behaving itself. Then, you make the…
Read MoreSouth Africa’s next big scam: APP fraud
#PersonalCyber #BusinessCyber #RiskManagement This article was written by Tim Chadwick and published by Currency News on 26 November 2025 Real-time payments have supercharged South Africa’s fraud risk – and most businesses don’t have the proper internal procedures to protect themselves. Here’s how. We made payments fast. Fraudsters said thank you. South Africa is racing…
Read MoreThe Inconvenient Truth of the Flying Laptop
#TravelPersonal #TravelSpecialised This article was written by Tim Chadwick and published by News24 on 30 November 2025 You may have missed this recent contribution to the annals of aviation absurdity. On 15 October 2025, a United Boeing 767 departed Washington Dulles for Italy. It was, by all accounts, a normal flight until roughly an hour in,…
Read MoreThe Maersk Route closure isn’t the core issue. Insurance gaps might be.
#MarineCargo #GoodsInTransit This article was written by Tim Chadwick and published by Money Marketing on 29 October 2025 If the Maersk AMEX route closure on 01 October has caught you off guard, it is worth pausing to reflect on the broader logistics risk landscape. The immediate challenges of longer transit times and higher freight costs are…
Read MoreTunnel Vision. Who Pays When The Road Is Closed?
#RiskManagement #GoodsInTransit #SupplyChain This article was written by Tim Chadwick and published by News24 on 27 October 2025 Earlier this month a bus caught fire inside Africa’s longest road tunnel, the Huguenot Tunnel. The flames were sorted out “chop chop”. The traffic, not so much. Like a braai without firelighters, everything smoked for…
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