SASRIA Cover Explained

SASRIA Cover Explained

 

As we move towards elections and the increased risk of riots and strikes, it is an opportune time for you to review your SASRIA or effect SASRIA cover.

SASRIA cover is designed to cover events like riots and strikes (which are excluded from standard insurance policies), leaving you significantly financially exposed if left uninsured.

What is SASRIA Cover?

SASRIA is a state owned enterprise, which offers affordable insurance specifically for these risks:

  • Civil Commotion
  • Public Disorder
  • Strikes
  • Riots
  • Terrorism

Some SASRIA Variations and Limitations

SASRIA provides cover options and variations which are not necessarily aligned to your insurance policy. For example, Protection of Property before and after the loss is available from SASRIA only.

SASRIA also has limitations. For example, they do not cover extensions available under insurance policies and cover is subject to SASRIA terms, conditions and limitations.

SASRIA Policy Wordings

We urge you to review your SASRIA cover to ensure you have a comprehensive understanding of what is covered and what is not covered or contact us for assistance.

Get a Quote

    Your Details






    Please select your insurance type:

    Please select your preferred method of contact:


     

    Subscribe

    Get the latest insights and insurance advice.


       

      Recent News

      One click triggered a national system shutdown, exposing a major revenue loss and raising urgent questions about cyber cover and risk structure.   Real Event In January 2025, the South African Weather Service suffered a serious breach after staff responded…

      Read More

      Third Party Motor Claims : Fair Payouts Often Need a Fight Being involved in a car accident when you don’t have comprehensive motor insurance can be devastating enough. However, many South African motorists are completely unprepared for the harsh reality…

      Read More

      Lewis Group’s R423 million Business Interruption claim has hit a costly procedural wall.   The High Court ruled on the 20 May 2025 that the dispute must be resolved through arbitration, not litigation, as set out in the policy wording….

      Read More