General Insurance – SASRIA Cover Explained

15 April 2024

SASRIA Cover Explained

 

As we move towards elections and the increased risk of riots and strikes, it is an opportune time for you to review your SASRIA or effect SASRIA cover.

SASRIA cover is designed to cover events like riots and strikes (which are excluded from standard insurance policies), leaving you significantly financially exposed if left uninsured.

What is SASRIA Cover?

SASRIA is a state owned enterprise, which offers affordable insurance specifically for these risks:

  • Civil Commotion
  • Public Disorder
  • Strikes
  • Riots
  • Terrorism

Some SASRIA Variations and Limitations

SASRIA provides cover options and variations which are not necessarily aligned to your insurance policy. For example, Protection of Property before and after the loss is available from SASRIA only.

SASRIA also has limitations. For example, they do not cover extensions available under insurance policies and cover is subject to SASRIA terms, conditions and limitations.

SASRIA Policy Wordings

We urge you to review your SASRIA cover to ensure you have a comprehensive understanding of what is covered and what is not covered or contact us for assistance.

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