Office Contents

This section of the policy looks to cover contents or furniture found in an office, including your landlord’s fixtures and fittings or for which you are responsible, other than electronic data processing equipment. Some examples may include desks, cabinets, dry walling, office chairs, office crockery etc.

The correct setting of your sum insured is crucial, to avoid Proportionate Underinsurance penalties applying at claim stage. Invariably, the sum insured must always represent the New Replacement Value of all the Office Contents,  inclusive of VAT.